Accountants in Exeter for Businesses and Individuals
Exeter’s business community ranges from professional services and established family companies to hospitality operators, creative studios, technology firms and university-linked ventures. Each has a different reporting rhythm, which is why a generic year-end service is rarely enough. Phinch works with companies, founders, sole traders, partnerships, landlords and private clients who want accurate information and responsive advice. We can maintain your bookkeeping, submit VAT returns, operate payroll, prepare annual accounts and complete corporation tax returns, so decisions are based on records that are both current and dependable.
Tax planning becomes more effective when it is linked to what you intend to do next. For directors, that could mean comparing salary, dividends, pension contributions or reinvestment in the company. Property investors receive support with rental profits, allowable costs and capital gains tax, and we handle Self Assessment for people earning from several places. Exeter’s student rental market and stock of older homes can make the difference between repairs and capital improvements especially important. Before a company sale, property disposal or extraction of profits, our UK tax planning specialists can set out the available routes and their likely consequences.
I am a business
Every business is different. We know that. It’s why we endeavour to get to know you and your business properly, allowing us to provide genuine, actionable advice.
I am an individual
For most people, income tax is something they regard as a ‘necessary evil’. However, we all have to deal with it, and at times we might need some help with advanced tax planning.
Accountants in Exeter for Making Tax Digital and Cross-Border Tax
Digital reporting is now part of the annual routine for many Exeter sole traders and landlords. Making Tax Digital for Income Tax has applied to qualifying income above £50,000 since 6 April 2026, requiring digital records and quarterly updates. The threshold moves to £30,000 in April 2027 and £20,000 in April 2028. We can select and configure suitable software, tidy historic records and manage each submission. Exeter’s international employers and academic community also bring cross-border tax questions. Phinch combines US tax compliance with UK reporting for US citizens and green card holders, covering worldwide income, FBARs, foreign tax credits and treaty claims. We can also advise before clients are moving to the UK.
Our Exeter clients come from St Leonard’s, Heavitree, Topsham, Pennsylvania, Pinhoe, Alphington and surrounding Devon communities. Routine meetings take place by video with documents shared through secure systems; an in-person appointment can be arranged when it adds value. Rather than hearing from the accountant only when a filing is due, you have a consistent contact who responds within one working day and flags forthcoming decisions. Fees are fixed and confirmed up front, including access to advice during the year. Phinch supports businesses and individuals across the wider region, including Taunton and Bridgwater.
Our Expertise - Core services
Financial Statements
Accurate financial statements and statutory accounts, prepared on time to meet Companies House and HMRC rules and clarify business performance.
Corporate Tax Compliance
Stay ahead of deadlines with accurate corporation tax returns, CT600 calculations, relief claims and compliant filing with HMRC.
Management Accounts
Turn current financial data into better decisions with tailored management accounts, cash flow insights, KPIs and monthly or quarterly reviews.
UK Self-Assessment
Stress-free UK Self Assessment support for the self-employed, directors, landlords and people with multiple incomes, filed accurately and on time.
US Tax Compliance
Specialist US tax return and FBAR support for American expats and UK investors, covering worldwide income, foreign tax credits and treaty advice.
UK Tax Planning
Personalised UK tax planning to minimise liabilities, maximise savings and support tax-efficient investment, retirement and estate decisions.
VAT Compliance
Keep VAT accurate and compliant with expert registration, return filing, Making Tax Digital, cross-border advice and HMRC investigation support.
Frequently Asked Questions
Yes. We support founders who need the finance function to develop alongside grants, investment, research activity or commercial contracts. That can include bookkeeping, payroll, annual accounts, corporation tax and management reporting for decisions between formal reporting dates.
We can produce timely records and management information that distinguishes a profitable trading period from the cash needed to cover quieter months, VAT and payroll. Forecasting the timing of liabilities helps owners plan staffing, stock and investment with more confidence.
Routine restoration may be treated differently from work that adds or substantially upgrades an asset. We review the facts and invoices for each project, which is particularly important when older properties are reconfigured or modernised before letting.
Yes. Our cross-border team coordinates UK and US returns for citizens and green card holders, including worldwide income, foreign tax credits, FBARs and treaty analysis. We can also advise before a move so that transactions are considered in the correct tax year.
The first threshold is qualifying income above £50,000 from 6 April 2026. It drops to £30,000 from April 2027 and £20,000 from April 2028, and the test can include relevant property and self-employment income together.
Yes. Monthly or quarterly management accounts can show margins, overheads, cash movement and performance against a plan before the statutory accounts are due. The reports are most useful when tailored to the decisions the management team actually needs to make.
Usually, yes. Video meetings allow the relevant specialists to join and documents or calculations can be shared securely during the discussion. If an in-person meeting would add value, that can be arranged as part of the engagement.
Testimonials
What our clients say about us
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01934 404000
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