Accountants And Tax Advice In Exeter

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Accountants in Exeter for Businesses and Individuals

Exeter’s business community ranges from professional services and established family companies to hospitality operators, creative studios, technology firms and university-linked ventures. Each has a different reporting rhythm, which is why a generic year-end service is rarely enough. Phinch works with companies, founders, sole traders, partnerships, landlords and private clients who want accurate information and responsive advice. We can maintain your bookkeeping, submit VAT returns, operate payroll, prepare annual accounts and complete corporation tax returns, so decisions are based on records that are both current and dependable.

Tax planning becomes more effective when it is linked to what you intend to do next. For directors, that could mean comparing salary, dividends, pension contributions or reinvestment in the company. Property investors receive support with rental profits, allowable costs and capital gains tax, and we handle Self Assessment for people earning from several places. Exeter’s student rental market and stock of older homes can make the difference between repairs and capital improvements especially important. Before a company sale, property disposal or extraction of profits, our UK tax planning specialists can set out the available routes and their likely consequences.

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I am a business

Every business is different. We know that. It’s why we endeavour to get to know you and your business properly, allowing us to provide genuine, actionable advice.

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I am an individual

For most people, income tax is something they regard as a ‘necessary evil’. However, we all have to deal with it, and at times we might need some help with advanced tax planning.

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Accountants in Exeter for Making Tax Digital and Cross-Border Tax

Digital reporting is now part of the annual routine for many Exeter sole traders and landlords. Making Tax Digital for Income Tax has applied to qualifying income above £50,000 since 6 April 2026, requiring digital records and quarterly updates. The threshold moves to £30,000 in April 2027 and £20,000 in April 2028. We can select and configure suitable software, tidy historic records and manage each submission. Exeter’s international employers and academic community also bring cross-border tax questions. Phinch combines US tax compliance with UK reporting for US citizens and green card holders, covering worldwide income, FBARs, foreign tax credits and treaty claims. We can also advise before clients are moving to the UK.

Our Exeter clients come from St Leonard’s, Heavitree, Topsham, Pennsylvania, Pinhoe, Alphington and surrounding Devon communities. Routine meetings take place by video with documents shared through secure systems; an in-person appointment can be arranged when it adds value. Rather than hearing from the accountant only when a filing is due, you have a consistent contact who responds within one working day and flags forthcoming decisions. Fees are fixed and confirmed up front, including access to advice during the year. Phinch supports businesses and individuals across the wider region, including Taunton and Bridgwater.

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Our Expertise - Core services

Financial Statements

Accurate financial statements and statutory accounts, prepared on time to meet Companies House and HMRC rules and clarify business performance.

Corporate Tax Compliance

Stay ahead of deadlines with accurate corporation tax returns, CT600 calculations, relief claims and compliant filing with HMRC.

Management Accounts

Turn current financial data into better decisions with tailored management accounts, cash flow insights, KPIs and monthly or quarterly reviews.

UK Self-Assessment

Stress-free UK Self Assessment support for the self-employed, directors, landlords and people with multiple incomes, filed accurately and on time.

US Tax Compliance

Specialist US tax return and FBAR support for American expats and UK investors, covering worldwide income, foreign tax credits and treaty advice.

UK Personal Tax Advice

Personalised UK tax planning to minimise liabilities, maximise savings and support tax-efficient investment, retirement and estate decisions.

VAT Compliance

Keep VAT accurate and compliant with expert registration, return filing, Making Tax Digital, cross-border advice and HMRC investigation support.

Company Reorganisations

Tax-efficient company reorganisation advice for takeovers, succession, demergers, share restructures, asset transfers and HMRC clearances.

Business Advisory Planning

Tailored business advisory and planning for stronger strategy, cash flow, risk control, operational efficiency, growth and succession.

OUR LOCATIONS

Accountancy for businesses in Exeter

Our approach is built with the intention to make accounting easier to understand so you'll always know where your business stands financially.

From day to day support to preparation for for year end deadlines, we will be there to provide guidance you ca rely on all throughout the year.

Frequently Asked Questions

Do you work with Exeter startups and university-linked businesses?

Yes. We support founders who need the finance function to develop alongside grants, investment, research activity or commercial contracts. That can include bookkeeping, payroll, annual accounts, corporation tax and management reporting for decisions between formal reporting dates.

Can you help hospitality and tourism businesses manage seasonal cash flow?

We can produce timely records and management information that distinguishes a profitable trading period from the cash needed to cover quieter months, VAT and payroll. Forecasting the timing of liabilities helps owners plan staffing, stock and investment with more confidence.

How are repairs and improvements treated for Exeter student lets?

Routine restoration may be treated differently from work that adds or substantially upgrades an asset. We review the facts and invoices for each project, which is particularly important when older properties are reconfigured or modernised before letting.

Can you support international academics or professionals with UK and US tax?

Yes. Our cross-border team coordinates UK and US returns for citizens and green card holders, including worldwide income, foreign tax credits, FBARs and treaty analysis. We can also advise before a move so that transactions are considered in the correct tax year.

Which Making Tax Digital threshold applies to Exeter landlords?

The first threshold is qualifying income above £50,000 from 6 April 2026. It drops to £30,000 from April 2027 and £20,000 from April 2028, and the test can include relevant property and self-employment income together.

Can management accounts help an Exeter company plan growth?

Yes. Monthly or quarterly management accounts can show margins, overheads, cash movement and performance against a plan before the statutory accounts are due. The reports are most useful when tailored to the decisions the management team actually needs to make.

Are remote meetings suitable for complex tax planning?

Usually, yes. Video meetings allow the relevant specialists to join and documents or calculations can be shared securely during the discussion. If an in-person meeting would add value, that can be arranged as part of the engagement.

Testimonials

What our clients say about us

    
 
 
         
   Maggie Whittingham 
 
 
 
 Trustindex verifies that the original source of the review is Google. I was not a client, but Seb of Phinch & Co was willing to give me his time and advice, on a specific point, for free.  I am extremely grateful for his help.
  
 
        
   georgina doutre 
 
 
 
 Trustindex verifies that the original source of the review is Google. Greg and I would like to say a huge thank you for making the Capital Gains Tax return process as stress-free as possible. You were incredibly friendly, approachable, and accommodating whenever we had questions, and your responses were always prompt and helpful. The platform you provided via the app was excellent—really intuitive and easy to use. The payment links made settling the tax straightforward, and the invoicing process was equally seamless. From start to finish, the entire process was handled exceptionally well. The system you have in place is outstanding, and the level of service we received was first class. We would also like to extend our thanks to Jasmine, who was superb as our initial point of contact. She was professional, supportive, and a real credit to your company. Overall, a fantastic experience—we wouldn’t hesitate to recommend your services.
  
 
        
   Gregory Doutre 
 
 
 
 Trustindex verifies that the original source of the review is Google. Seb and Jasmine at Phinch have been absolutely superb throughout our Capital Gains Tax needs. They made the whole process stress free and the APP they use for correspondence and documents works perfectly and saves on time. However they were always prompt in replying to any queries we had. I would highly recommend them for any of your tax needs. Super friendly bunch that take all the stress out of a process that can be quite daunting. Keep up the good work team.
  
 
        
   Chris Ashworth 
 
 
 
 Trustindex verifies that the original source of the review is Google. These guys were fantastic. I emailed them on Thursday about an identity verification issue, and although the person I initially spoke to wasn’t working on Friday, the rest of the team stepped in straight away. They responded quickly and handled everything efficiently — the whole thing was sorted within a couple of hours. Excellent service and great communication throughout.
  
 
        
   Linda Butt 
 
 
 
 Trustindex verifies that the original source of the review is Google. Today I met Dave and Sebb, both of which were friendly and professional.  I wouldn’t hesitate to tell anyone to go to these guys for advice and help.
  
 
        
   Richard Rydzak 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’ve been a client for many years now and can 100% vouch for the outstanding service from every staff member. For courteous, thorough, professional, promptness, and generally nice people to deal with, you can’t beat the good folks at Phinch! Richard R
  
 
        
   John Steels 
 
 
 
 Trustindex verifies that the original source of the review is Google. Phinch support / and advice was excellent in finalising and completing my UK tax return which included Capital Gains reporting linked to USA share sales. This resulted in smooth clear resolution completed within the agreed timescale.
  
 
        
   Taylor Belchak 
 
 
 
 Trustindex verifies that the original source of the review is Google. Phinch has been so supportive in helping me navigate taxes as a US ex-pat living in the UK. They keep me up to date on relevant changes that may affect me specifically and are easy and reliable to work with during tax season.
  
 
        
   Russell Cotter 
 
 
 
 Trustindex verifies that the original source of the review is Google. Phinch Associates have been my accountants for many years.  Always helpful and understanding. Very good listeners prior to putting things into action. I recommend them if you want Accountants who give you peace of mind with your accounts and tax affairs. Russell Cotter
  
 
        
   Lindsay castellana 
 
 
 
 Trustindex verifies that the original source of the review is Google. Super efficient.

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